Finiquito Calculator (Mexico)
Updated November 2026 · Free · No sign-up
Calculate the finiquito — what EVERY exit pays in Mexico (pending salary, prorated aguinaldo, prorated vacations + the 25% prima vacacional) — versus the liquidación owed on unjustified dismissal: 3 months’ integrated salary + 20 days per year + seniority premium.
Quick answer: Finiquito (all exits): pending salary days + aguinaldo pro-rata (15 days × worked/365) + untaken vacation days + prima vacacional (25% of vacation pay). Liquidación (unjustified dismissal adds): 3 months’ integrated salary + 20 days’ salary per year of service + the 12-day seniority premium (capped at 2× minimum wage).
Finiquito vs Liquidación — The Distinction That Decides Thousands
| Finiquito | Liquidación (indemnización) | |
|---|---|---|
| When | Every exit — resignation, mutual, contract end, dismissal | ADDED on unjustified dismissal (or justified employee rescission — e.g. unpaid wages) |
| Contents | Pending salary + prorated aguinaldo + prorated/untaken vacations + prima vacacional 25% + pending commissions | 3 months’ integrated salary + 20 days per year of service + prima de antigüedad (12 days/year, salary capped at 2× minimum) |
| Base | Daily salary | Integrated salary (salary + aguinaldo + prima proportions — ~1.045×+ base) |
Worked Example
MX$800/day, 4 years, 180 days into the year, 6 vacation days pending, resignation: aguinaldo 800×15×180/365 = 5,918 + vacation 4,800 + prima 1,200 = finiquito ≈ MX$11,918 (+ any pending salary). The same person dismissed without cause ADDS: 3 months (~73,000 integrated) + 20×4 days (66,900) + seniority 12×4 days (capped base) ≈ MX$150,000+ — the gap is why "sign this resignation letter" pressure exists; don’t sign away a dismissal.
Vacation Context (Post-2023)
"Vacaciones dignas" doubled the scale: 12 days after year one, +2/year to 20 (year 5), then +2 per 5 years — the prima vacacional (25% minimum) rides on every vacation day, including payout at exit.
Process Rights
Finiquitos should pay immediately at exit (custom: within days); signing the finiquito receipt doesn’t waive dismissal claims where coerced (ratification before the labor board is the clean version). Dismissal disputes: the reformed labor courts, 2-month limitation for reinstatement/indemnity claims — fast clock, free PROFEDET counsel. Not legal advice; the integrated-salary math has nuances worth a consult on big exits.
Frequently Asked Questions
What is the difference between finiquito and liquidación?
Finiquito = the accrued-benefits settlement every exit pays (salary, prorated aguinaldo, vacations + 25% prima); liquidación = the indemnity ADDED on unjustified dismissal — 3 months + 20 days/year + seniority premium.
What do I get if I resign?
The finiquito only: pending salary, prorated aguinaldo, untaken/prorated vacations with the prima vacacional — no 3-month indemnity.
What is integrated salary?
Daily salary plus the daily proportion of aguinaldo, prima vacacional, and regular benefits — the (higher) base for liquidación math.
How many vacation days does Mexico have now?
Since 2023: 12 days after the first year, +2 per year to 20, then +2 per 5-year block — each with the 25% prima.
How long do I have to claim a dismissal?
Two months for indemnity/reinstatement claims before the labor courts — move immediately; PROFEDET advice is free.
✓ Formula verified • Last updated: November 3, 2026