Maryland Unemployment Calculator
Updated November 2026 · Free · No sign-up
Estimate your Maryland unemployment benefits — the state formula, weekly cap, and duration — before Maryland DOL runs the official numbers.
Quick answer: Maryland computes benefits as Highest quarter table, for up to 26 weeks. The weekly maximum is around $430 — verify the current figure, it adjusts periodically.
How Maryland Calculates Benefits
State formula: Highest quarter table — applied to your base period (generally the first four of the last five completed quarters). As a planning estimate, most state formulas land near half your average weekly wage, capped at the state maximum; the calculator uses your highest quarter with that convention, and Maryland DOL (BEACON) issues the binding determination.
Maryland Specifics
| Agency | Maryland DOL (BEACON) |
| Duration | up to 26 weeks |
| Weekly maximum | ~$430 (verify current) |
| Waiting week | Most states: one unpaid week (several have waived or none — confirm) |
| Work search | Weekly logged search contacts required; audits occur |
| Taxes | Federally taxable (10% optional withholding); state treatment varies |
Worked Example
A $44,000/year earner (highest quarter ≈ $11,000): the ~50% convention suggests ≈ $423/week, bounded by the state cap of ~$430. Severance and vacation payouts can delay or reduce weeks in many states — report them and let the agency allocate.
Filing Well in Maryland
- File the week employment ends — claims rarely backdate.
- Answer every fact-finding request by its deadline — silence auto-denies.
- Appeal deadlines are short (commonly 10-30 days) — denials get reversed with documentation more often than people expect.
- Partial work: report gross weekly earnings; disregard rules let you keep a slice while the claim stretches.
Estimate vs Determination
This page is a planning estimate using the state’s published formula shape — your monetary determination from Maryland DOL controls, and caps/durations change legislatively. Cross-state comparisons and the biggest-state deep dives live in the California, Texas, New York, and Florida calculators.
Frequently Asked Questions
How much is unemployment in Maryland?
Highest quarter table, up to the state weekly maximum (~$430 — verify current), for up to 26 weeks.
How do I apply for Maryland unemployment?
Through Maryland DOL (BEACON) — file the week you separate, complete fact-finding promptly, and certify on schedule.
How long do benefits last in Maryland?
Up to 26 weeks — duration rules change with state law and unemployment rates; the determination letter states yours.
Does severance affect Maryland benefits?
Severance/vacation payouts can delay or offset weeks depending on allocation — report all separation pay and let the agency compute.
Is Maryland unemployment taxable?
Federally yes (optional 10% withholding); state income-tax treatment varies — plan for the 1099-G.
✓ Formula verified • Last updated: November 3, 2026