NY Paid Family Leave Calculator
Updated November 2026 · Free · No sign-up
Calculate your New York Paid Family Leave benefit — 67% of your average weekly wage up to 67% of the state average, 12 job-protected weeks, and how it coordinates with DBL and FMLA.
Quick answer: NY PFL pays 67% of your average weekly wage, capped at 67% of the state average weekly wage (≈$1,177/week — the cap updates every January; verify current). 12 weeks, job-protected, health insurance continued. A $1,200/week earner gets $804/week.
The NY PFL Formula
Benefit = 67% × your average weekly wage (last 8 weeks of pay before leave), capped at 67% of the New York State Average Weekly Wage — a figure the state resets every January 1. Unlike unemployment or SDI-style systems, NY PFL is insurance your payroll deduction already bought: a small percentage of wages up to an annual maximum.
Worked Examples
Example 1 — median earner. $1,200/week × 67% = $804/week; 12 weeks = $9,648, job-protected, with health insurance continued on the same terms.
Example 2 — high earner. $3,000/week × 67% = $2,010 → capped ≈ $1,177 — a 39% real replacement rate; employer top-up policies matter most here.
Example 3 — intermittent bonding. PFL works in full-day increments: 2 days/week for 30 weeks uses the same 60-day entitlement as 12 straight weeks — the stretch pattern working parents use for daycare transitions.
Coverage Rules
| Item | Rule |
|---|---|
| Eligibility | 26 weeks with your employer (20+ hrs/wk), or 175 worked days if part-time under 20 hrs |
| Uses | Bonding (12 months of birth/adoption/foster), caring for a seriously ill family member (broad definition incl. siblings), military exigencies — NOT your own illness |
| Your own illness | That's DBL (NY disability, modest weekly cap) or employer plans — PFL explicitly excludes self-care |
| Job protection | Built in — same or comparable job, regardless of employer size (stronger than FMLA's 50-employee floor) |
| Health insurance | Continues; you keep paying your normal share |
| Taxes | Benefits are taxable (1099 issued); premiums were post-tax |
PFL + DBL + FMLA: The New York Stack
Birth sequence: DBL covers the mother's disability period (typically 6-8 weeks, modest capped benefit), then PFL covers bonding at the much higher rate — they cannot be drawn simultaneously. FMLA runs concurrently where eligible, consuming the same weeks. Both parents hold independent PFL rights — 12 weeks EACH, usable in the same or different windows. Plan dates with the maternity leave date calculator.
Using It Well
- 30 days notice for foreseeable leave; employers/carriers must decide claims within 18 days.
- Top-ups: employers may let you supplement with PTO to reach full pay — but cannot force it for PFL.
- The January cap reset: leaves spanning New Year recalculate at the new cap for days taken after Jan 1 — late-December starts sometimes benefit from a week's delay.
- Denials: arbitration through the state's designated process — carriers reverse plenty when the 8-week wage calc was wrong; check their math against this page.
Frequently Asked Questions
How much does NY Paid Family Leave pay?
67% of your average weekly wage (last 8 weeks), capped at 67% of the state average weekly wage — roughly $1,177/week, updated every January.
How many weeks is NY PFL?
12 weeks per 52-week period, usable continuously or in full-day intermittent increments — per parent, per qualifying event category.
Can I use NY PFL for my own illness?
No — self-care falls under DBL (NY statutory disability) or employer plans. PFL covers bonding, family care, and military exigencies only.
Is NY PFL job-protected?
Yes — reinstatement to the same or comparable position and continued health insurance, with no employer-size minimum (broader than FMLA).
Who is eligible for NY PFL?
26 weeks of employment at 20+ hours/week, or 175 worked days for part-timers under 20 hours — no minimum employer size.
Is the benefit taxable?
Yes — PFL benefits are taxable income reported on a 1099; plan withholding accordingly.
✓ Formula verified • Last updated: November 3, 2026