Retirement Age by Country
Updated November 2026 · Free · No sign-up
Compare retirement and pension ages across major economies — the pension-age map as reforms push many past 65. Pick any two countries below for a side-by-side.
Quick answer: State pension ages now cluster 65-67 and rising: US 67 (full), UK 66→67 by 2028, France 64, Germany 67, India 58-60 (EPS 58), UAE expats work visa-limited. Early/late claiming bends the numbers.
Retirement Age by Country by Country
| Country | Standard age | Flex rules |
|---|---|---|
| United States | 67 (full) | 62 early at ~30% cut; 70 max +24% |
| United Kingdom | 66 → 67 by 2028 | State pension; private access 55→57 |
| Germany | 67 | Long-contributor early paths |
| France | 64 | The 2023-reform flashpoint |
| Japan | 65 | Employment commonly to 70 by reforms |
| Canada | 65 OAS/CPP | CPP 60 early / 70 max |
| Australia | 67 | Age Pension; super access 60 |
| India | 58-60 | EPS pension 58; govt superannuation 60 |
| Singapore | 63 → 65 by 2030 | Re-employment to 68→70 |
| China | ~60-63 phasing | 2024 reform raising gradually |
| Brazil | 65 M / 62 F | Post-2019 reform |
| UAE | 60 (expat work visas) | Extensions available; citizens’ pension separate |
Figures reflect statutory/standard positions at last update — collective agreements and employer policies often exceed them; verify official sources for decisions.
Reading the Table Right
- Full vs accessible: most systems pay reduced early pensions (US 62, CA 60) and reward delay — the "retirement age" is a curve, not a cliff.
- Private vs state: UK private pensions unlock a decade before the state one; India’s EPS 58 sits beside EPF’s anytime-after-service corpus.
- Reform direction is one-way: every major revision this decade raised ages or lengthened contribution requirements.
Planning Around the Curve
The claiming-age decision is the single biggest pension lever an individual controls: US delay credits pay ~8%/year, CPP 8.4%, and most systems price early exits actuarially. Pair the age map with the retirement date calculator for your personal countdown.
Frequently Asked Questions
What is the retirement age in the US?
Full Social Security age is 67 (born 1960+); claiming spans 62 (reduced ~30%) to 70 (+24% via delayed credits).
When can I get the UK state pension?
Currently 66, rising to 67 by 2028 (68 scheduled later) — private/workplace pensions unlock at 55, rising to 57 in 2028.
What is India’s retirement age?
Convention: 58-60 in the private sector (EPS pension from 58), 60 for central government — contractual rather than a single statutory age.
Which major country retires earliest?
Among majors, France’s 64 remains the lowest standard age — the political cost of raising it was 2023’s biggest strike wave.
Can I work past retirement age?
Generally yes — these are pension-eligibility ages, not work bans; Singapore and Japan legislate re-employment offers into the late 60s.
✓ Formula verified • Last updated: November 3, 2026